What is a Digital Mortgage?

For many borrowers, the prospect of gathering documents and meeting with a lender in-person to complete a traditional mortgage application is time-consuming and stressful. That’s why we offer online mortgages and online refinancing to Arizona homeowners.

We understand you’re busy. We value your time which is why we made the mortgage process as easy as possible. A digital mortgage is an online-only application for borrowers seeking traditional mortgages, home equity loans, home equity lines of credit, and mortgage refinancing.

There is no need to meet with a lender face-to-face. Our digital application allows borrowers to upload documents, track status, and electronically sign documents through a secure portal.

What is the Digital Mortgage Application Process?

Buying or refinancing your dream home should be simple. That’s why we connect you directly to our lending team.

NOTE: There is an online representative available should you have questions.

APPLY

Complete the online mortgage application for Arizona

DOCUMENTS

Upload documentation validating assets, and income and tax information.

REVIEW & SELECT

Review and select the option for your needs.

Why Digital Mortgages

As an industry, mortgage lenders understand two things: an unwavering commitment to customer care and the growing need for online solutions.

Online mortgages are changing how we do business. Combining technology and customer satisfaction, we’re able to serve borrowers quickly and securely, verifying documents, and determining eligibility within a short period of time.

This translates to cost-savings and less stress for our customers who can submit an application and documents at any time, from anywhere.

Digital mortgages are revolutionizing lending for Arizonans.

Our Commitment

As an Arizona-based company, we are committed to making the mortgage application process easier while at the same time being conscious of the environmental impact of our business.

Mortgage Bankers Association estimates 500 pages is the average number of pages for mortgage files. This has a devastating impact on the environment.

We know the more we streamline and digitize, the better for the future of the planet. Change starts right here at home. We are committed to saving borrowers time and stress by eliminating unnecessary steps. And we are conscious of being good stewards of the environment.

Become part of the change when you apply for a digital mortgage today!

My wife and I purchased our first home and I have nothing but great things to say about Starboard. Our lender Jim was awesome! He walked us through every step and made all of the confusing details easy for us to understand. Thanks so much!

I recently purchased my first home using Starboard Financial as my lender. They made the process clear and easy. The communication between me and my mortgage consultant was great. He was quick to respond and always offered the clarification I needed. The online portal for signing documents contributed to the ease of the process. I signed everything and uploaded it to the site without ever leaving the comfort of my own home. I would definitely use Starboard Financial in the future and I always recommend them to people I know.

I recently worked with Starboard Financial to purchase my first home and I was so pleased with how comfortable they made me throughout the entire Process. My Credit was not the best but they worked with me to find the best rate available and locked it in. I just moved into my first house with my wife and kids last week and will be sure to recommend the professionals at Starboard Financial to all of my friends and family.

When inquiring about a loan on this site, this is not a loan application. This is not an offer to lend and we are not affiliated with your current mortgage servicer. Upon the completion of your inquiry, we will work hard to assist you with an official loan application and provide loan product eligibility requirements for your individual situation.

When applying for a loan, we commonly require you to provide a valid social security number and submit to a credit check. Consumers who do not have the minimum acceptable credit required are unlikely to be approved. Minimum credit ratings vary according to loan product. In the event that you do not qualify based on the required minimum credit rating, we may or may not introduce you to a credit counseling service or credit improvement company who may or may not be able to assist you with improving your credit for a fee. Any loan product that we may offer you will carry fees or costs including closing costs, origination points, and/or refinancing fees. In many instances, fees or costs can amount to several thousand dollars and can be due upon the origination of the loan product. This site is in no way affiliated with any news source or government organization and is not a government agency.

Starboard Financial is an Equal Housing Lender. We do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age. Because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act.

Contents of this website are copyrighted property of the owner of this website. All trademarks, logos, and service marks (collectively the “Trademarks”) displayed are registered and/or unregistered Trademarks of their respective owners.

Starboard Financial, 4145 E Baseline Rd, Gilbert, AZ 85234
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© 2019. Starboard Financial. All rights reserved. Starboard Financial is not a government agency and is not affiliated with HUD, FHA, VA, USDA, FNMA, FHLMC or GNMA.